Compare real rates across Personal, Home, Business, Property and Credit Card products from 40+ lenders, then talk to a named advisor before you commit to anything.
For weddings, medical emergencies, travel or debt consolidation — no collateral needed.
Purchase, construction, plot loans and balance transfers at low floating or fixed rates.
Unlock capital from residential or commercial property at rates lower than personal loans.
Working capital, machinery finance and expansion funding for MSMEs and self-employed professionals.
Premium, cashback and travel cards from top issuers, matched to your spending pattern.
A 30-minute free consultation can save lakhs in interest over the loan's lifetime.
Book Free ConsultationFund tuition, hostel and living costs for study in India or abroad, with flexible moratorium options.
Check Eligibility →Overdraft and cash-credit limits against your business turnover for smooth working-capital cycles.
Check Eligibility →Draw, repay and re-draw funds as you need them, paying interest only on the amount in use.
Check Eligibility →Finance new trucks, buses and commercial fleets with tenures matched to your route economics.
Check Eligibility →Fund pre-owned commercial vehicles with quick valuation and disbursal.
Check Eligibility →Competitive rates on new car and two-wheeler purchases, arranged through our lending partners.
Check Eligibility →Finance for pre-owned cars and two-wheelers, with quick paperwork and RC transfer support.
Check Eligibility →Finance excavators, loaders and other new construction machinery for contractors and builders.
Check Eligibility →Fund pre-owned construction equipment with practical valuation and flexible repayment.
Check Eligibility →Drag the sliders to estimate your monthly instalment. This is indicative — your advisor will confirm the exact offer based on your credit profile.
Salaried employees (21–58 yrs) and self-employed individuals/businesses (25–65 yrs) with a minimum monthly income of ₹20,000 or equivalent ITR.
PAN & Aadhaar, last 3 months' salary slips or 2 years' ITR, 6 months' bank statements, and property papers for secured loans.
A CIBIL score of 700+ typically unlocks the best rates. Below that, our advisors can guide you toward score-improvement steps first.
Share a few details and your dedicated Osee advisor will call within one business hour with shortlisted offers.
Your advisor will call within the hour with matched offers.
We compare offers across 40+ lenders simultaneously and negotiate on your behalf, so you see the full market instead of one bank's single quote — and your advisor stays with you post-disbursal too.
Consultation and comparison are always free for you. We're compensated by lending partners only after your loan is disbursed — never charged to you as a hidden markup.
No. Our initial eligibility check uses a soft enquiry that does not impact your CIBIL score. A hard enquiry only happens once you choose to formally apply with a lender.
Most floating-rate loans carry zero prepayment penalty as per RBI norms. Fixed-rate and some business loans may carry charges — your advisor will flag this before you sign.
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